Mortgage Payment & Amortization Calculator

A clearer view of your payment, interest and payoff.

FIXED RATE

Home price ($)

Down payment ($)

Interest rate (%)

Loan term

Extra / month ($)

Property tax / year ($)

Insurance / year ($)

Your monthly payment breakdown

Updates as you change the inputs.

First payment, including your entered extra payment.
Component	Monthly amount

Illustrative rate, not a lender quote. Taxes and insurance stay constant in this model.

Estimated monthly housing payment

—Includes taxes, insurance & entered extra

Excludes PMI, HOA dues, closing costs and maintenance. Total loan payments exclude taxes and insurance. The final payment may be smaller.

Your CSV is generated in your browser. Downloading it does not upload your mortgage inputs.

Principal and interest only; extra payments are included.
Month	Payment	Principal	Interest	Balance

Monthly compounding, payments at month end, no prepayment penalty. Learn how amortization works ↗