Updated October 3, 2026. These terms explain the use and limitations of our free finance calculators and educational guides. Questions or corrections can be sent through our contact form.
Educational use and professional advice
Our tools support educational scenario planning. They do not provide personalized tax, legal, investment or lending advice, and using them does not create a professional adviser-client relationship. Consider your circumstances and consult an appropriately qualified professional when needed.
Estimates and assumptions
Results depend on your inputs, the stated assumptions and the available data. A salary result is an estimate, not an exact paycheck or tax return. A mortgage result is a modeled repayment schedule, not a loan offer or lender disclosure. Currency results use dated reference rates or a clearly labeled saved fallback; they are not guaranteed transaction quotes. Taxes, fees, deductions and other factors may differ from those modeled. Review each tool’s explanations and our methodology before relying on a result.
Accuracy and availability
We aim to provide useful information and correct reported errors, but do not guarantee that every result or article is complete, current or free of errors. External data services may be delayed or unavailable. No tax refund, loan approval, investment outcome or transfer rate is guaranteed. Check relevant official sources and obtain current lender or transfer-provider quotes before making a financial decision.
Responsible use
You may use the calculators for lawful personal or business scenario planning. Do not disrupt the service, submit malicious code, attempt unauthorized access or misuse the contact form. Do not submit account passwords, Social Security numbers or sensitive financial documents.
External links and advertising
Links to outside resources help explain our calculations and sources. Their content, services and privacy practices are controlled by their respective providers. An external link or advertisement is not a guarantee or recommendation of a financial product. Read our Advertising & Editorial Policy and Privacy & Cookie Notice for more information.
Your decisions and rights
You are responsible for checking whether a calculation is suitable for your circumstances before acting on it. Nothing in these terms excludes rights or remedies that cannot lawfully be excluded under applicable law. We may update the tools and these terms; the date above identifies the latest revision.